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Summit Real Estate's Very Own BEST OF SUMMIT- Kelie Gray

by Summit Real Estate

Kelie is truly honored to have been nominated & her team here at

Summit Real Estate is super proud ‚Äčto support her! 

We have voted for her and would love for you to

join us in voting for the BEST! 

 

VOTE FOR KELIE

Go to Services> Real Estate Agent

About Kelie:

It is Kelie’s goal to help you focus on your mountain real estate needs so that you can move on to new adventures. She truly listens and works diligently on your behalf, while keeping your goals in mind.  Her love of the mountains, extensive knowledge of the local real estate market, and long career of helping buyers and sellers in Summit since 2002 will help get you where you want to be.  Real Estate is her Specialty and helping others is her Passion!

“Moving to Dillon from Iowa in 1999 was the best decision I ever made. The midwest is  a wonderful place to be from, but I look forward to raising my family in the mountains! I would be honored to help you find the mountain property of your dreams, and listening to your needs and goals is always a good place to start. Whether you're looking for a vacation home or looking to make Summit County your permanent home I hope that I can share my love for the mountains!"  

Kelie's Success Stories told by her clients: 

 "Quite simply put, Kelie is THE best. She knows her stuff and possesses a plethora of pertinent, far ranging information. Though every agent has access to all mls listings, it’s what they do or do not do that is important. Kelie KNOWS what to do!Gary Moore's 5 Star Google Review

The Government Shutdown and Home Loans

by Kelie Gray

6 Ways the Government Shutdown Affects Home Loans

The last time we went through a government shutdown in 1995, it was a pain, but not a panic. With Monday's news that the government is in the midst of a shutdown, it's important to remember that all mortgages purchased and securitized by Fannie Mae and Freddie Mac will not be affected, since their operations are paid for by the fees charged to lenders and borrowers.

Others may not be so lucky. The six points below illustrate how government-affiliated mortgage loans and critical steps throughout the loan process may be impacted:

  1. Federal Housing Administration (FHA) Loans: With the shutdown, we may see delays but not a complete stop to FHA loan closings. A report from the Department of Housing and Urban Development has stated that FHA's Office of Single Family Housing will remain open for business, albeit with a smaller staff. The office will continue to endorse loans and it doesn't expect the impact on the housing market to be "significant, as long as the shutdown is brief."
  2. Department of Veterans Affairs (VA) Loans: Like the FHA, disruption is possible?but not absolute. The VA will continue to guarantee mortgages for Americans who have served in the military, since these loans are funded by user fees. It warned, however, in its September 25th contingency plan, that Loan Guaranty certificates of eligibility and certificates of reasonable value may be delayed.
  3. IRS Tax Transcripts: If a loan requires the verification of at least one previous IRS tax return, this process may be delayed. While prior years' tax transcripts can be ordered online, there is no indication whether an automated fulfillment system will be impacted.
  4. Verifications of Employment, for Government Employees: If a federal government employee is seeking a mortgage, and his employment verification is required prior to closing, a lender may be unable to verify this during a shutdown.
  5. FEMA Homes: Homes in flood zones would not be able to close, as flood insurance could not be obtained.
  6. USDA Loans: During the shutdown, the Department of Agriculture's doors will be shuttered. According to the USDA, no new housing loans or guarantees will be issued through its Rural Development programs. The USDA has also warned that a long shutdown will result in construction setbacks and "a substantial reduction" to available rural housing relative to population.

Special Thanks to Jennifer Cleary of Colorado State Bank and Trust Mortgage for the information!

 

Duplex style living in this wonderfully maintained and spacious property!  This 3 bedroom and 2.5 bathroom mountain home is primed and ready for full time living or the weekend warrior.  Space abounds, inside and out.  Lots of closets, storage, and room for toys in the oversized 1 car garage.  This property is an end unit with lots of sunshine and windows to help enjoy the lovely views all around. Great, open floor plan lends itself to conversation over cocktails, candlelight or cotton candy!  Spacious kitchen opens up to an equally large dining area and family room.  One bedroom and bathroom downstairs, powder bath on the main/living level, and 2 bedrooms and 1 full bathroom upstairs. 

The duplex at 37 Lodgepole Court is in a quiet location on a cul-de-sac with few neighbors besides the welcome “critters!”  From this serene setting in the trees enjoy gorgeous views of Buffalo Mountain, an abundance of Wildernest wildlife (including moose!) and hit the hiking and biking trails right out your door.  This central Summit County setting is perfect for hitting the trails, or the slopes.  Summit’s free public transportation, the Summit Stage, is a short distance away.

Listed for sale at $395,000, you will be hard pressed to find a duplex in this great of shape at this size, for this price. Monthly homeowner’s association fees are $320. and include cable tv, common area maintenance, exterior building insurance , high speed internet, management of the HOA, trash pickup and snow removal, as well as water and sewer charges.  2013 property taxes were under $2000. for the year.  Don’t wait, come see this duplex today!

Looking to Buy?  Not ready to speak to a broker?  Visit www.SummitHomeBuyer.com

Meet Kelie Gray, Buyer Specialist at Summit Real Estate-The Simson Team.  Devoted to working with Buyers, this Specialist tours hundreds of properties and commits to having the most comprehensive knowledge in the market.  Kelie can be reached at (800) 262.8442 or (970) 468.6800, www.SummitRealEstate.com or email at [email protected]

Space, Sunlight & Super Upgrades in Keystone!

1324 Tennis Townhomes is a beautifully upgraded townhome style property in Keystone that will give you all the elbow room you are looking for. Space and sunlight abound in this 2 bedroom, 2.5 bathroom property with 1278 square feet and a washer/dryer.   Some of the updates include fresh paint throughout, newer kitchen countertops and appliances, wood flooring, pedestal sink in the half bath, tile floors in the bathrooms, and counter and sink updates in the master bathroom.  The new Pella windows, patio slider and lovely blinds top it all off.  Exterior renovations include a new roof and siding, as well as updates to the clubhouse.  Enjoy the outdoor pool year round, and take a soak in the hot tub or relax in the sauna after a long day.  1324 is the perfection location within the Tennis Townhomes subdivision.  Just steps away are both the clubhouse as well as the shuttle stop to take you to the slopes.  This quiet neighborhood is walking distance to the Keystone Lodge and Keystone Village shops and restaurants.  Step outside the door and you’ll be minutes away from hiking and biking trails.  Sit on the large, private deck and enjoy grilling dinner surrounded by aspen trees. This is what mountain living is supposed to be! 

Listed for sale at $275,000, you can’t find a townhome at Keystone with this kind of space and these updates for this price!  Monthly homeowner’s association fees are $680. and include cable tv, common area maintenance, building insurance, management of the HOA, trash pickup and snow removal, water and sewer.  Your dues also include access to the clubhouse with a large pool, hot tub and sauna. Pets are allowed for homeowners and you’ll find lots of grass for the dog and kids to run around in! 2012 property taxes were under $1000. for the year.  Don’t wait, give your broker or Summit Real Estate a call to see this bright and updated townhome today! 

Looking to Buy?  Not ready to speak to a broker?  Visit www.SummitHomeBuyer.com

Meet Kelie Gray, Buyer Specialist at Summit Real Estate-The Simson Team.  Devoted to working with Buyers, this Specialist tours hundreds of properties and commits to having the most comprehensive knowledge in the market.  Kelie can be reached at (800) 262.8442 or (970) 468.6800, www.SummitRealEstate.com or email at [email protected]

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Photo of Summit Real Estate Real Estate
Summit Real Estate
The Bright Choice
330 Dillon Ridge Way, Suite 10
Dillon CO 80435
970-468-6800
800-262-8442
Fax: 970-468-2195

Allison Simson, Owner/Broker, is a licensed Colorado Real Estate Broker