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What your money can buy ~ Your little ski getaway!

by Allison Simson

Your little ski getaway!

This cute little townhome is minutes to Keystone, and walking distance to Lake Dillon.  It has 708 square feet with one bedroom and one and a half baths. You walk in on the main floor to a large, open living space with a wood burning fireplace and light Pergo floors.  With all the space in the living room, you could easily add a Murphy bed for overnight guest. The kitchen has a breakfast bar, plus there’s plenty of room for a dining table.  Upstairs you’ll find a loft style bedroom with a half bath, and your very own rock climbing wall!  There’s no need to haul your laundry, because it comes with a washer and dryer. Because it’s an end unit you’ll love the privacy, and the extra windows make it light, bright and cheery!

The Association Fees are $123 per month which includes cable TV, water/sewer, snow and trash removal, common area maintenance and insurance.  This property is located at 256 Cove Boulevard in Summit Cove.  The Summit Stage stop and bike trails are just steps away.

Priced at $145,000.00 makes this townhome a must see for a local who is now ready to buy, or the weekend warrior wanting to own a piece of Summit County! 

  

View www.SummitHomeBuyer.com and meet Lynn Sustad, Kelie Gray and Anna Willis, the Buyer Specialist Team at Summit Real Estate – The Simson/Nenninger Team. A member of the team can be reached at (800)-262-8442 or (970)-468-4600. www.SummitRealEstate.com

Blood for lift tickets!

by Allison Simson

Looking for a way to save money on your lift ticket AND do something really great for the world? 

I love this program....Give blood, get a ticket!  Hey, it's kinda like selling your body to enjoy some of this AMAZING powder we have!!! 

By giving blood this winter, you provide hope for patients in need and warm the hearts of their families and friends.

Keystone Resort is hosting a community blood drive Friday, February 4th from 10:30 a.m. – 3:30 p.m. at the Keystone Lodge, 22101 US Hwy 6 in the Arapahoe Room.


Appointments can be made by calling Bonfils’ Appointment Center at 800-365-0006 Option 2  or on-line at
www.bonfils.org. (Please use Site Code 5878)

Walk-ins are welcome as space permits!  


Eligible blood donors will receive a free day ski pass!


Bonfils needs thousands of volunteers each week to meet Colorado’s needs and to be prepared for both unexpected and seasonal events, such as the cold and flu season.

And Here's Your Morning Coffee!

5 steps to first-time-buyer happiness

by Allison Simson

Finding best home depends on preapproval, agent

 

The first step in the homebuying process is to find out what you can afford to pay for a house, condo or co-op. This will depend on the amount of cash you have available for a down payment, your credit, income, assets and overall financial situation.

Mortgage qualification is easier for buyers who work as employees whose income can be easily verified. Self-employed individuals or buyers with income from investments may find the qualification process more difficult.

A wrinkle in the financing end of the homebuying process is that it's not as easy to get a preapproval letter from your mortgage broker or loan agent as it used to be. As of Jan. 1, 2010, the Department of Housing and Urban Development (HUD) began requiring lenders and mortgages brokers to issue a binding Good Faith Estimate (GFE) within three days of receiving a loan application.

Before then, buyers shopped around for a mortgage. When they saw a house they wanted to buy, they asked their loan agent or broker to provide a preapproval letter to accompany their purchase offer. The loan person would run a credit check and verify the buyers' income and assets without, in many cases, taking a formal loan application. On the basis of this information, a preapproval letter was written.

Without a formal loan application, many lenders today will issue only a prequalification letter, which does not carry the weight of a preapproval letter. Find out from the loan representatives you talk with what kind of letter they can provide and what you have to do to get a preapproval letter.

HOUSE HUNTING TIP: You are in a much stronger position negotiating with a seller if you have a preapproval letter stating that you are qualified for the mortgage you will need to close the sale. It could be essential if you are in a multiple-offer competition. A prequalification letter may suffice in an area where there is a surplus of inventory of unsold homes.

Concurrent with shopping for a mortgage person, you should also be searching for a real estate broker to represent you. Both are good sources of information about where you can afford to buy. Ask friends who bought a home recently if they would recommend their loan representative and real estate broker.

Your goal is to buy in the best neighborhood you can afford without overextending yourself financially. Don't buy a home that you will outgrow in the next couple of years. The economic recovery is going to take years. You don't want to be caught having to sell at a price lower than what you paid. Even if prices don't decline further, you won't break even if you sell for the price you paid after taking the costs of sale into account.

Buy a home that has good resale potential. Many homes that aren't selling in today's market have incurable defects, such as a steep or shared driveway, a lot of stairs leading to the front door, or a location on a busy street, next to a freeway or too close to a commercial zone. An incurable defect is one you can't change. A curable defect includes such things as deferred maintenance or an outdated décor. These can be improved.

When home prices are escalating, buyers are more willing to compromise. They'll buy a home with an incurable defect, just to have the opportunity to buy in a market where they can make money quickly. Sellers don't always have control over when they sell.

THE CLOSING: It makes sense to buy a house that has broad-based appeal and will sell well in any market.  Inman News.

 

For answers to your real estate questions, call Allison at 970-468-6800. Email - [email protected]. Allison is a long time local in Summit County. Summit Real Estate – The Simson/Nenninger Team is located at the Dillon Ridge Marketplace. Allison’s long-time residency and years of real estate experience can help you make the most of any buying or selling situation. She’s a Certified Residential Specialist (CRS), the highest designation awarded to a Realtor in the residential sales field.  Her philosophy is simple, whether buying or selling, she understands that the most important real estate transaction is yours.  Want to know the value of your Summit County property? Visit www.SummitHomeValue.com   

What do you mean I'm approved, but the condo isn't???

by Allison Simson

What do you mean I'm approved, but the condo isn't???

I'm sure you've heard that financing is next to impossible here in the mountains -NOT TRUE!  It is possible, and we do have some addtional hurdles to jump!  For some good info on the situation and what lenders are looking for in condo lending click here

Whether you enjoyed the day off in honor of Martin Luther King Jr. day or were hard at work, take just a moment to think about your dreams.  "I have a dream" is a phrase that most people can identify in an instant due to the impact Martin Luther King Jr. had on our entire civilization.
 
I'd be happy to have an impact on those people that are near and dear to me.  Having dreams, setting goals, and living with intention are the things I try do to make a difference in my life and theirs.
 
In honor of the late, great Dr. Martin Luther King, here are a few excerpts from his "I Dream" speech delivered August 29, 1963.   He was assassinated on April 4, 1968 and will always be revered as the leader of the American Civil Rights movement.
 
“...I have a dream that one day this nation will rise up and live out the true meaning of its creed: "We hold these truths to be self-evident, that all men are created equal."
I have a dream that one day on the red hills of Georgia, the sons of former slaves and the sons of former slave owners will be able to sit down together at the table of brotherhood.

I have a dream that one day even the state of Mississippi, a state sweltering with the heat of injustice, sweltering with the heat of oppression, will be transformed into an oasis of freedom and justice.

I have a dream that my four little children will one day live in a nation where they will not be judged by the color of their skin but by the content of their character.

I have a dream today!

I have a dream that one day, down in Alabama, with its vicious racists, with its governor having his lips dripping with the words of "interposition" and "nullification" -- one day right there in Alabama little black boys and black girls will be able to join hands with little white boys and white girls as sisters and brothers.

I have a dream today!...

 
If you'd like to view his entire speech, I've attached a youtube clip:
 
I have a Dream!

And Here's Your Morning Coffee!

Consider giving up goals

by Allison Simson

Happy Tuesday to you and HAPPY NEW YEAR!   The holidays were great at our household - I hope your holiday season was joyful! 
 
With the new year comes "New Year's Resolutions" or as I see it....goal setting.  
 
If you google "goal setting", over 4.1 million results pop up.  It's amazing how much information there is about goal-setting out there.  I know I've read my share of books and sat through many seminars on the topic.
 
So, during the break, a good friend of mine sent me a very interesting article about goal-setting, or should I say, not goal-setting.  I found it thought provoking and would like to share it with you.


Consider Giving Up Goals
Sue Rasmussen
 
"Living without goals definitely takes courage.
 
When I first heard the concept of living without goals over 10 years ago, I actually got upset.  And to top it off, I heard it from one of my highly respected mentors, Thomas Leonard...so I was even a little bit more upset.
 
I thought, 'that's the most ridiculous thing I've ever heard - what would I ever get done if I didn't have a plan and goals?!?' and went right back to setting goals and working hard to achieve them.
 
But the idea stuck with me, mainly because it felt so radical.  And after a decade of flirting with the idea, I have spent the last couple of years deeply exploring what it's like to live without external goals and follow my inner guidance instead - and still get things done.
 
And here's what I'm learning: I find that I often get much MORE done when I don't set goals than when I do. And I'm spending time doing what I love, which is a huge reward in itself.
 
According to Stephen Shapiro, author of Goal-Free Living, there are 8 secrets to living life free from the constant pressure of goals:
 
* Use a compass, not a map - have a sense of direction, and then let yourself wander and try new things on the way to fulfilling your aspirations
 
* Trust that you are never lost
- every seemingly wrong turn is an opportunity to learn and experience new things
 
* Remember that opportunity knocks often, but sometimes softly - while blindly pursuing our goals, we often miss unexpected and wonderful possibilities

* Want what you have - measure your life by your own yardstick and appreciate who you are, what you do, and what you have . . . now
 
* Seek out adventure
- treat your life like the one-time-only journey it is and revel in new and different experiences
 
* Become a people magnet - constantly seek, build, and nurture relationships with new people so that you always have the support and camaraderie of others

* Embrace your limits - transform your inadequacies and boundaries into unique qualities you can use to your advantage
 
* Remain detached - focus on the present, act with a commitment to the future, and avoid worrying about how things will turn out
 
So if the idea of putting together another one-year, five-year, or ten-year plan fills you with frustration, consider the idea of letting go of goals as a way of life.  And play with the idea of following your guidance all day long, each and every day.
 
You may be surprised at the wonderful opportunities that unfold."
 
 
I think my favorite of the 8 points above is "use a compass, not a map".  I do have written goals, and I update, tweak, and revise them each year.  I do believe in the saying, "how do you get where you're going if you don't know where that is",  but I've never been a big believer in writing down my Top 100 goals....my "Bucket List".  I enjoy my everyday life.  I've never been compelled to have that type of list or be rigidly focused on goals.
 
My daily goal is simple or you might say "cliche"...I want it to be a good day.  And by good day I mean, I want my kids to go to school well-fed and in a happy mood; I want to look forward to going to work; I want to learn something that makes me a better person; I want to make a difference in someone's life whether it's one of my teammates, a client, or the grocery line clerk; then, I want to pick my kids up from school with energy to give to them; fix a good dinner; and spend some quality time with my husband.  That to me is a "good day".  
 
So, I guess my theory on goal-setting is to have goals but not to become too attached to them.  Be flexible so you can adapt to present moment opportunities.  Don't develop tunnel-vision so you miss out on things that might be even better.   
 
Goals are important...we all enjoy marking things off our checklists and most of us work better with deadlines.  The Law of Attraction emphasizes that what you focus on expands, and I do believe this.  I just don't want to be so focused on my goals that I miss the small important moments of life!
 
 
And now for your Tuesday Coffee....
"The road leading to a goal does not separate you from the destination; it is essentially a part of it."        ~  Charles DeLint
 

The Largest One Bedroom at Keystone!

Looking for tons of square footage, lots of elbow room, fantastic amenities, and great views at Keystone?  You’ve found it!  1404 Plaza is a one bedroom fully furnished condo located in the Lakeside Village area.  This end unit is so light and bright with a whopping eight windows to take in the gorgeous mountain views to the west.  There’s plenty of space for the whole family to come and relax. 

You can see and hear the Snake River right outside your back door.  Step off your patio and walk 20 yards to the Keystone Lodge where you can take advantage of the year round heated outdoor pool, hot tubs, spa and fitness center, and it’s all included in your monthly dues.  Other great amenities that ownership at Plaza Condos provides are an underground parking garage, ski locker and high speed internet.  Another short walk takes you to the Keystone Lake where you can ice skate in the winter and paddle boat, kayak and feed the trout and ducks in the summer.  The Conference Center is across the street providing great year round rental income.  High gross rental income in the past three years through Keystone Property Management was over $22,600 for this unit. 

Listed for sale at $255,000, this is the largest one bedroom for sale at Keystone, and for a great price of $257/square foot.  This is the lowest price per square foot for a 1 bedroom in the Lakeside Village for sale today, what a great value!  Monthly HOA dues are $562 and 2010 taxes were $958.  Don’t wait until interest rates go up and inventory levels go down, give your broker or Summit Real Estate a call to see this roomy and bright condo today! 

   

Looking to Buy?  Not ready to speak to a broker?  Visit www.SummitHomeBuyer.com

Meet Lynn Sustad, Kelie Gray and Anna Willis, the Buyer Specialist Team at Summit Real Estate-The Simson / Nenninger Team.  Devoted to working only with Buyers, these Specialists tour hundreds of homes and commit to having the most comprehensive knowledge in the market.  A member of the Buyer Specialist Team can be reached at (800) 262.8442 or (970) 468.6800, www.SummitRealEstate.com or email us at [email protected]

 

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Photo of Summit Real Estate Real Estate
Summit Real Estate
The Bright Choice
330 Dillon Ridge Way, Suite 10
Dillon CO 80435
970-468-6800
800-262-8442
Fax: 970-468-2195

Allison Simson, Owner/Broker, is a licensed Colorado Real Estate Broker