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Allison Simson

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Displaying blog entries 181-190 of 263

We want to buy a home here in Summit County but don’t know where to begin!

Monday, March 30, 2009
by Allison Simson & Joyce Nenninger
Question: We want to buy a home here in Summit County but don’t know where to begin. My wife and I don’t seem to agree on what this house should be like. How do we get started?
 
Answer: Most homebuyers base their decision mainly on price and location, studies show. Other important elements are space, renovated kitchens and bathrooms, a home office, energy efficiency, and modern amenities. Although many of these elements can be added later, some buyers prefer to purchase a house that already contains what they want. When deciding what type of home to buy it can be helpful to make a list of both wanted and needed features in a home--this list, which can include any specialized features, can easily be generated by first considering unappealing aspects of the home. Buyers should give their real estate agent a copy of the list, and they should take a copy with them whenever they are out house hunting. Nonetheless, buyers often find themselves swayed by a house's ambiance and forgetful of their carefully constructed list. While atmosphere is important, to ensure a long-lasting happiness in the home, it is best for buyers to make sure it actually contains some of the features they want. 2009 Information.Inc.
 
For answers to your real estate questions, call Allison at 970-468-6800. Email - Info@SummitRealEstate.com. Allison is a long time local in Summit County. Summit Real Estate – The Simson/Nenninger Team is located at the Dillon Ridge Marketplace. Allison’s long-time residency and years of real estate experience can help you make the most of any buying or selling situation. She’s a Certified Residential Specialist (CRS), the highest designation awarded to a Realtor in the residential sales field. Her philosophy is simple, whether buying or selling, she understands that the most important real estate transaction is yours.  Want to know the value of your Summit County property? Visit www.SummitHomeValue.com   

Some sunny news about the market!

Monday, March 30, 2009
by Allison Simson & Joyce Nenninger
I just received this article from Rod Shuster, a Mortgage Broker at Clarion Mortgage Capital, and I think it bears repeating – some sunny news about the market!
MARKET RECAP
A funny thing happened on the way to the depression: A recovery occurred. Over the past two weeks, the two major stock-market barometers – the Dow Jones Industrial Average and the S&P 500 Index – have surged nearly 20%. The good news embedded in the surge is that the stock market is one of the more reliable indicators on the likely direction of the economy.
There are a number of reasons investors are feeling more upbeat these days, none more important than the improving housing market. Last week, the National Association of Realtors reported that sales unexpectedly increased 5.1% to an annual rate of 4.72 million in February, as foreclosures pushed down prices and lured first-time buyers into the market.
Lower prices are also driving new-home sales, which rose 4.7% last month to a 337,000 annual rate. Homebuilders have been aggressively discounting, with the median sales price for a new home falling to $200,900 from $251,000 in February 2008. But it's worth noting that the median price for a new home is still high compared with the median sales price of $165,400 for an existing home.
Lower mortgage rates are an important factor in the nascent housing-market recovery. In fact, rates aren't just lower they are the lowest they've been since Dwight D. Eisenhower was president. According to the National Bureau of Economic Research, the average rate on a 30-year, fixed-rate FHA-insured mortgage was 5.15% in December 1956. That's about where we are today, and depending on credit scores, income levels, and debt ratios, many borrowers are getting mortgage rates below 5%.
The return of the mortgage-asset market is another sign sunny days might be just over the horizon. It didn't receive much press coverage last week, but both Citigroup and Bank of America have been aggressively buying AAA-rated mortgage-backed securities, including some that use alt-A and option adjustable-rate mortgages as collateral. Citigroup and Bank of America obviously believe these assets are a good investment, which means many other investors are likely thinking the same thing, and that could be very good news for the credit markets. Rising mortgage asset prices will further bolster banks' balance sheets, enabling them to turn up the lending spigot.
For more information, contact Rod Shuster at www.shusterinc.com or 888.660.4210.
 
For answers to your real estate questions, call Allison at 970-468-6800. Email - Info@SummitRealEstate.com. Allison is a long time local in Summit County. Summit Real Estate – The Simson/Nenninger Team is located at the Dillon Ridge Marketplace. Allison’s long-time residency and years of real estate experience can help you make the most of any buying or selling situation. She’s a Certified Residential Specialist (CRS), the highest designation awarded to a Realtor in the residential sales field. Her philosophy is simple, whether buying or selling, she understands that the most important real estate transaction is yours.  Want to know the value of your Summit County property? Visit www.SummitHomeValue.com   

How do I prepare the house for sale?

Monday, March 23, 2009
by Allison Simson & Joyce Nenninger
Q: How do I prepare the house for sale?
A: First and foremost, put it in the best condition possible, especially if you are in a market with few buyers and lots of homes for sale. That means taking care of any major repairs that could deter a buyer (such as replacing any broken windows or replacing a leaky roof) if you can afford it. Next, work on your home's curb appeal. Make sure your landscape is pristine. Mow the grass, clean up any debris and weed the garden beds. Plant a few annual flowers near the entrance or in pots to be placed by the door. Other quick fixes that don't cost a lot of money but can help you get top dollar for your home:
* Clean the windows and make sure the paint is not chipped or flaking.
* Be sure that the doorbell works.
* Clean and freshen up rooms, furnishings, floors, walls and ceilings. Make sure that bathrooms and kitchens are spotless.
* Organize closets.
* Make sure the basic appliances and fixtures work. Replace leaky faucets and frayed cords.
* Eliminate the source of any bad smells, such as the kitty box. Use air freshener or bake a batch of cookies before your open house to ensure that the house smells inviting.
* Invest in a couple of vases of fresh flowers to place around the house and next to any information about the house you have prepared for buyers. Copyright © 2008 Inman News
 
For answers to your real estate questions, call Allison at 970-468-6800. Email - Info@SummitRealEstate.com. Allison is a long time local in Summit County. Summit Real Estate – The Simson/Nenninger Team is located at the Dillon Ridge Marketplace. Allison’s long-time residency and years of real estate experience can help you make the most of any buying or selling situation. She’s a Certified Residential Specialist (CRS), the highest designation awarded to a Realtor in the residential sales field. Her philosophy is simple, whether buying or selling, she understands that the most important real estate transaction is yours.  Want to know the value of your Summit County property? Visit www.SummitHomeValue.com   

Should I buy a bigger home?

Monday, March 23, 2009
by Allison Simson & Joyce Nenninger
Q: Should I add on or buy a bigger home?
A: Consider these questions before making a choice between adding on to an existing home or moving up in the market to a bigger house:
* How much money is available, either from cash reserves or through a home improvement loan, to remodel the current house?
* How much additional space is required? Would the foundation support a second floor or does the lot have room to expand on the ground level?
* What do local zoning and building ordinances permit?
* How much equity already exists in the property?
* Are there affordable properties for sale that would satisfy housing needs?
Ultimately, the decision should be based on individual needs, the extent of work involved and what will add the most value. Copyright © 2008 Inman News
 
For answers to your real estate questions, call Allison at 970-468-6800. Email - Info@SummitRealEstate.com. Allison is a long time local in Summit County. Summit Real Estate – The Simson/Nenninger Team is located at the Dillon Ridge Marketplace. Allison’s long-time residency and years of real estate experience can help you make the most of any buying or selling situation. She’s a Certified Residential Specialist (CRS), the highest designation awarded to a Realtor in the residential sales field. Her philosophy is simple, whether buying or selling, she understands that the most important real estate transaction is yours.  Want to know the value of your Summit County property? Visit www.SummitHomeValue.com   

What are some tips on negotiation?

Monday, March 23, 2009
by Allison Simson & Joyce Nenninger
Question: What are some tips on negotiation?
Answer: The more you know about a seller's motivation, the stronger a negotiating position you are in. Don’t be afraid to ask! You may not get the full story, but it never hurts to ask why a seller is selling. For example, seller who must move quickly due to a job transfer may be amenable to a lower price with a speedy escrow. Other so-called "motivated sellers" include people going through a divorce or who have already purchased another home.
Remember, that the listing price is what the seller would like to receive but is not necessarily what they will settle for. Before making an offer, check the recent sales prices of comparable homes in the neighborhood to see how the seller's asking price stacks up.
Some experts discourage making deliberate low-ball offers. While such an offer can be presented, it can also sour the sale and discourage the seller from negotiating at all. Copyright © 2008 Inman News
For answers to your real estate questions, call Allison at 970-468-6800. Email - Info@SummitRealEstate.com. Allison is a long time local in Summit County. Summit Real Estate – The Simson/Nenninger Team is located at the Dillon Ridge Marketplace. Allison’s long-time residency and years of real estate experience can help you make the most of any buying or selling situation. She’s a Certified Residential Specialist (CRS), the highest designation awarded to a Realtor in the residential sales field. Her philosophy is simple, whether buying or selling, she understands that the most important real estate transaction is yours.  Want to know the value of your Summit County property? Visit www.SummitHomeValue.com   

Understanding housing tax credits

Monday, March 23, 2009
by Allison Simson & Joyce Nenninger
Understanding housing tax credits
There's upside to going green, doing short sale
Question: Allison, we’ve heard so much about the $8,000 tax credit for buyers, but much of the information is confusing and contradictory. Would you please let us know what you know? 

Answer: As we move further into tax season, Treasury and IRS employees have been busy filling in the missing pieces on all of the new tax laws that were passed as part of the recent stimulus package.
When it comes to real estate, the rules are at best confusing. Let's shed a little compact fluorescent light on the subject:
2008 $7,500 tax credit vs. 2009 $8,000 tax credit
According to Ilyce Glink, Inman News, If you were a first-time buyer who purchased a home after April 8, 2008 through the end of the year, you might have realized that you could get a $7,500 tax credit on your 2008 tax return. This is a nonrefundable tax credit, which means that even if you don't pay $7,500 in taxes you'll still get that much in the way of a refund, provided you meet other qualifying details, according to Mark Luscombe, principal analyst for the tax and accounting group at CCH.
However, the 2008 $7,500 tax credit must be paid back in $500 equal installments over 15 years, which means that this tax credit effectively functions as a zero-interest loan. (Luscombe said the fine print in the new law says that if the taxpayer dies, the rest of the payback is forgiven. It's unclear whether both homeowners have to die if the property is owned jointly -- or just one of the homeowners.)
If you chose to close on Dec. 31, 2008, rather than Jan. 2, 2009 (perhaps to be able to itemize the interest and points on your 2008 tax return), you may be kicking yourself. The recently signed stimulus bill took the $7,500 tax credit and turned it into an $8,000 tax credit -- one that doesn't need to be repaid, Luscombe said.
But there are some wrinkles that require you to pay attention. To qualify for the $8,000 tax credit, you must earn less than $150,000 in adjusted gross income for couples filing jointly. Also, you must stay in the house (assuming it's your primary residence) for three years or there may be some payback requirement, according to Luscombe. (He's unclear how the IRS would be able to follow up, and some of the regulations and filing requirements aren't fully explained at the moment.)
The $8,000 first-time-buyer credit is good only for homes purchased by first-time buyers (or anyone who hasn't owned a home in the last three years) from Jan. 1, 2009 through Nov. 30, 2009 -- so don't wait to close in December or you'll miss out.
You can elect to take the credit on your 2008 taxes -- if you bought your house in 2009, you'll still qualify for the $8,000 tax credit on your 2008 tax return.
Going Green? Take a Tax Credit
The stimulus package eased requirements on energy tax credits. The $500 lifetime tax credit for building improvements has been increased to $1,500 for such improvements as the installation of energy-efficient windows, insulation, doors and mechanical systems.
In addition, you can take a 30 percent tax credit for every dollar you spend on things like solar heaters, fuel cells and heat pumps, Luscombe explained. The individual limits on particular expenditures have mostly been eliminated.
Foreclosure and Short-Sale Forgiveness
For those who are going through foreclosure or a short sale, where the house is selling for less than the amount owed on the mortgage, the forgiven debt will not be taxed as income through 2012.
"Up to $2 million of mortgage debt on the principal residence that has been forgiven can be excluded from income," Luscombe explained. "Taxpayers do not have to put it on their tax form," even if the lender has sent an IRS Form 1099.
 
For answers to your real estate questions, call Allison at 970-468-6800. Email - Info@SummitRealEstate.com. Allison is a long time local in Summit County. Summit Real Estate – The Simson/Nenninger Team is located at the Dillon Ridge Marketplace. Allison’s long-time residency and years of real estate experience can help you make the most of any buying or selling situation. She’s a Certified Residential Specialist (CRS), the highest designation awarded to a Realtor in the residential sales field. Her philosophy is simple, whether buying or selling, she understands that the most important real estate transaction is yours.  Want to know the value of your Summit County property? Visit www.SummitHomeValue.com   

First time home buyer credit

Monday, March 23, 2009
by Allison Simson & Joyce Nenninger
Question: Allison – We’re confused! Every time we turn around we see something different about the first time home buyer credit. Has anything been resolved?
 
Answer: You aren’t the only one! The tax credit has been a moving target and hard to pin down, but it has finally been finalized! Now is the time to buy a home and the “First Time Home Buyer Credit” is one of the major reasons.
 
According to Jim Doyle, of Lake Dillon Mortgage, the bill provides for a $8,000 tax credit that would be available to first-time home buyers for the purchase of a principal residence on or after January 1, 2009 and before December 1, 2009. The credit does not require repayment.  It can be claimed with the filing of either 2008 or 2009 taxes.   And can be  claimed on the  tax return to reduce the purchaser's income tax liability. If any credit amount remains unused, then the unused amount will be refunded as a check to the purchaser. This tax credit is what's called "refundable" credit. Thus, if the eligible purchaser's total tax liability was $6000, the IRS would send the purchaser a check for $2000. The refundable amount is the difference
 
A person is considered a first-time buyer if he/she has not had any ownership interest in a home in the three years previous to the day of the 2009 purchase.
 
There are income restrictions  based on the purchasers tax filing status. Individuals filing Form 1040 as Single (or Head of Household) are eligible for the credit if their income is no more than $75,000. Married couples who file a Joint return may have income of no more than $150,000. The credit does not totally go away at those income levels but  phases-out between $75,000 - $95,000 for singles and $150,000 - $170,000 for married filing jointly.
 
This chart compares the new stuff to the old stuff! 
 
FIRST-TIME HOMEBUYER TAX CREDIT
As Modified in the American Recovery and Reinvestment Act
Major Modifications Italicized
March 2009
FEATURE
CREDIT AS CREATED JULY 2008
APPLIES TO ALL QUALIFIED PURCHASES ON OR AFTER APRIL 9, 2008
REVISED CREDIT –
EFFECTIVE FOR PURCHASES ON OR AFTER JANUARY 1, 2009 AND BEFORE DECEMBER 1, 2009
Amount of Credit
Lesser of 10 percent of cost of home or $7500
Maximum credit amount increased to $8000
Eligible Property
Any single family residence (including condos, co-ops, townhouses) that will be used as a principal residence.
No change
All principal residences eligible.
Refundable
Yes. Reduces (or can eliminate) income tax liability for the year of purchase. Any unused amount of tax credit refunded to purchaser.
No change
Purchasers will continue to receive refund for unused amount when tax return is filed.
Income Limit
Yes. Full amount of credit available for individuals with adjusted gross income of no more than $75,000 ($150,000 on a joint return). Phases out above those caps ($95,000 and $170,000).
No change
Same income limits continue to apply.
First-time Homebuyer Only
Yes. Purchaser (and purchaser’s spouse) may not have owned a principal residence in 3 years previous to purchase.
No change
Still available for first-time purchasers only. Three-year rule continues to apply.
Revenue Bond Financing
No credit allowed if home financed with state/local bond funding.
Purchasers who utilize revenue bond financing can use credit.
Repayment
Yes. Portion (6.67% of credit or $500) to be repaid each year for 15 years, starting with 2010 tax filing.
No repayment for purchases on or after January 1, 2009 and before December 1, 2009
Recapture
If home sold before 15-year repayment period ends, then outstanding balance of repayment amount recaptured on sale.
If home is sold within three years of purchase, entire amount of credit is recaptured on sale. Applies only to homes purchased in 2009.
Termination
July 1, 2009
(But note program changes for 2009)
December 1, 2009
Effective Date
Purchases on or after April 9, 2008 and before January 1, 2009. Repayment to begin for 2010 tax year.
All revisions are effective as of January 1, 2009
 



 
 
For answers to your real estate questions, call Allison at 970-468-6800. Email - Info@SummitRealEstate.com. Allison is a long time local in Summit County. Summit Real Estate – The Simson/Nenninger Team is located at the Dillon Ridge Marketplace. Allison’s long-time residency and years of real estate experience can help you make the most of any buying or selling situation. She’s a Certified Residential Specialist (CRS), the highest designation awarded to a Realtor in the residential sales field. Her philosophy is simple, whether buying or selling, she understands that the most important real estate transaction is yours.  Want to know the value of your Summit County property? Visit www.SummitHomeValue.com   

Hidden dangers in 1031 exchanges

Tuesday, February 03, 2009
by Allison Simson & Joyce Nenninger
Hidden dangers in 1031 exchanges
 
Question: Allison, we are planning to sell our condo in Keystone, CO and purchase a condo by the ocean. We want to perform a 1031 Tax deferred exchange, but have heard that it can be an unsafe thing to do. What do you know about qualified intermediaries and what should we watch out for?
Answer: Good question. According to Eric Tyson, best-selling co-author of "Home Buying for Dummies" and "Real Estate Investing for Dummies", the November 2008 bankruptcy filing of leading 1031 exchange accommodator LandAmerica should alert all real estate investors to the real perils regarding what firm they choose for handling their 1031 exchange and holding their funds. 1031 exchange accommodators, also known as qualified intermediaries, hold funds in escrow from real estate investors who have sold a property at a profit and have 180 days to close on the purchase of a replacement property (which must be identified within 45 days of the sale of the original property) in order to defer capital gains tax on the profits. In the case of LandAmerica's Exchange Services (LES), the company held hundreds of millions of dollars from more than 400 real estate investors.
Unfortunately for real estate investors using LES, their funds were placed into a pooled or commingled account and have gotten caught up in the parent company's bankruptcy filing. LandAmerica got itself into trouble by investing this commingled money in 20-year maturity auction-rate securities backed by student loans. In the past, there was an active liquid market for these securities so LandAmerica was able to pocket millions of dollars in interest investing their 1031 customers' money. Due to the turmoil in the financial markets in 2008, the market for auction-rate securities dried up and pushed LandAmerica into bankruptcy.
All of this could have been avoided if LandAmerica had their customers use separate or so-called segregated accounts whereby each 1031 exchange customer would have an account in their name titled such as "for the benefit of Joe Property Investor" in an FDIC-insured bank. In that case, the 1031 customer money would be protected from bankruptcy and lawsuits against the accommodator or parent company, etc.
State departments of insurance regulate title and escrow companies so this problem of an escrow company taking homebuyer or seller funds down with them in a bankruptcy can't happen in a regular residential real estate transaction. 1031 companies are unregulated entities and few people understood the risks of real estate investment customers' funds at companies like LandAmerica using commingled accounts. LandAmerica was named Fortune magazine's number one most admired company in the mortgage services industry in 2007.
Mary Foster, who is the immediate past president of the trade association of 1031 intermediaries -- the Federation of Exchange Accommodators -- interestingly does not advocate that their members use segregated accounts. "Our association supports using prudent business models," she says. Her own 1031 intermediary company uses segregated accounts held in local banks.
Foster says that some 1031 accommodators quote lower fees to handle a 1031 transaction and then make up for that lower fee by gaining the investment interest on the customer's funds. While she says that the FEA's ethics code requires disclosure of the interest portion of the compensation, their association doesn't conduct audits to see if disclosure is actually happening.
Even more important than the disclosure of the investment earnings on the client's funds is the risk that the 1031 exchange company is taking on when placing the 1031 exchange customer's money into a specific investment.
In the case of LandAmerica, it turns out some of their customers might have chosen the safer path for their funds and been protected. LandAmerica's third-quarter financial filings stated the following: "The like-kind exchange funds are either invested in a commingled account ($290.5 million at Sept. 30, 2008), or if requested by the taxpayer, in a separate account designated by the taxpayer ($110.2 million at September 30, 2008)." So, while most of LandAmerica's 1031 exchange customers unwittingly placed their own funds at risk and cannot get them back now due to LandAmerica's bankruptcy, those who requested their money be placed in separate accounts may be able to get their money back through an attorney's request. Those folks might still be able to complete their 1031 exchange and reap the tax benefits they expected.
Gary Gorman, founder of 1031 Exchange Experts, a 1031 qualified intermediary company based in Denver, Colo., has been critical of his peers using commingled accounts because it puts their customers' money at risk in a bankruptcy. He also alleges that title companies such as LandAmerica and Fidelity National "… make it very difficult to use someone other than themselves as an intermediary for a 1031 exchange. Fidelity National has fired people for referring outside the company and requires that their 1031 customers provide a written confirmation to use an outside 1031 intermediary company."
Gorman also alleges that these same title companies run afoul of laws governing title companies to give three choices for when they refer customers to entities like their 1031 exchange divisions that are affiliated with their title company.
LandAmerica isn't the first 1031 exchange company to take client money down with the company. 1031 Tax Group, a Richmond, Va.-based 1031 accommodator, and Southwest Exchange of Henderson, Nev., both went under in 2007 with possible fraud involving more than $200 million missing between these two companies.
In addition to real estate investors conducting a 1031 exchange using an intermediary who uses segregated accounts for their customers, investors should also be sure the full value of their account is protected at the bank they use. FDIC insurance is generally limited to $250,000 per account holder.
Also, CPA and tax lawyer Scott Haislet, who has done 1031 exchanges for 20 years, points out that some 1031 customers may not realize when they aren't in compliance with tax rules. "1031 exchange companies don't provide tax advice," he cautions.
 
 
For answers to your real estate questions, call Allison at 970-468-6800. Email - Info@SummitRealEstate.com. Allison is a long time local in Summit County. Summit Real Estate – The Simson/Nenninger Team is located at the Dillon Ridge Marketplace. Allison’s long-time residency and years of real estate experience can help you make the most of any buying or selling situation. Want to know the value of your Summit County property? Visit www.SummitHomeValue.com   

Instability Creates Stability

Monday, December 29, 2008
by Allison Simson & Joyce Nenninger
Instability Creates Stability
I received this article from Rod Shuster, with Clarion Mortgage Capital and thought I would share it with you. Enjoy and happy new year!
We've been saying for a while now that the machinations occurring in the housing and mortgage markets will eventually lead to more opportunities; now others are finally catching on. Veteran banking analyst Richard Bove of Ladenburg Thalmann, an investment banking firm, received some media play last week for saying that he “expects housing prices in the United States to stabilize and/or rise after a likely boom in mortgage refinance, as mortgage rates fall and loan applications increase.”
We think Bove is right, and we've been saying so for the past few months. Perhaps we were early (or perhaps Bove is late). We also think the current housing market – as unpleasant as it has been – creates opportunity, and, paradoxically, stability. In fact, one can argue that the longer markets remain stable, the more unstable they actually become, at least that's the argument the late economist Hyman Minsky forwarded in an influential monograph titled “Financial Instability Hypothesis.” (Google Minsky's name and you can find the monograph on line.) In short, Minsky argues that too much stability (or good times) creates too much malinvestment, which leads to excesses and eventually instability (or bad times).
The opposite is also true: When times are tough, when everyone lacks confidence, when it seems housing prices will never stop declining, when everything seems chaotic, stability returns. We've seen this scenario play out most recently in the stock market: After the bubble burst in tech stocks, when everything seemed a mess, many companies became excellent buys. Everything in housing is messy these days, to say the least, but that mess means the market is more stable than it has been in the past few years.
We think Minsky is right in his analysis, which is why we (and apparently Bove) have been chanting that now is as good a time as any to consider either refinancing or purchasing a house.
For answers to your real estate questions, call Allison at 970-468-6800. Email - Info@SummitRealEstate.com. Rod Shuster, Clarion Mortgage Capital can be reached at 303-660-4210 or Rod@ShusterInc.com.  Want to know the value of your Summit County property? Visit www.SummitHomeValue.com   

What Your Money Can Buy

Thursday, October 30, 2008
by Allison Simson & Joyce Nenninger
Spectacular lake and mountain views in Dillon
 
Rarely available, highly desired single family home with breathtaking views of Lake Dillon. This home located at 229 Tenderfoot Street in Dillon sits on a half an acre. It’s an easy walk to the lake, bike/pedestrian path, and town of Dillon.
 
 There was a recent, extensive remodel to the exterior that adds to the charm of this mountain home. You’ll find room for family and friends with 2200 square feet of living space on three levels. There are four bedrooms and three baths, a garage and 2 car carport. The central hub of the home is the living room, which has oversized windows to sit back and enjoy the view. Just off the living room is the kitchen with a dining area, master bedroom and an additional guest bedroom. Up a spiral staircase is a large loft which can be used as a bedroom, office or game room. Included in the square footage, on the lower level, is a lock-off studio with its own kitchen, bath and living/bedroom room area.
229 Tenderfoot Street has curb appeal and charm that’s hard to find at this price; $699,000.00. 
 
Meet Lynn Sustad, Kelie Gray and Meta Winn, the Buyer Specialist Team at Summit Real Estate-The Simson / Nenninger Team. Devoted to working only with Buyers, these Specialists tour hundreds of homes and commit to having the most comprehensive knowledge in the market. A member of the Buyer Specialist Team can be reached at (800) 262.8442 or (970) 468.6800, www.SummitRealEstate.com or email us at Team@SummitRealEstate.com

 

 

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